Wendy is busy today with her annual big medical conference so Jack is posting — –

I’ve never been a great fan of insurance companies. Sometimes you are required to be insured – auto insurance as an example. But most other forms of insurance are really just a gamble. Either by you or the company. You think that maybe someday you will need to make a claim for something and they are gambling that they’ll get a lot more from premiums than they’ll ever pay out.

I’m currently in communication with the company that insures our house, following damage to our roof with Hurricane Helene. So far I have dealt with three different people and they have all been friendly and polite. But I’m also conscious that they are all being paid to avoid, if they can, paying me anything at all.

On the other side is the equally friendly and polite roofing contractor who is the only person so far to actually physically inspect and survey the damage. His motivation is the opposite – he wants to make the job as big and profitable as possible.

Meanwhile here am I sitting in the middle with no knowledge of metal roofing!

I suppose it all makes sense somewhere and to someone, but it ain’t here and it ain’t me – – –